UC Davis Agricultural and Resource Economics

Andrew Hobbs, University of California, Davis

Power When It Matters Most: Risk, Investment, and Insurance When Income Drives Bargaining Power

Date and Location

Tuesday, October 15, 2019, 4:10 PM - 5:30 PM
ARE Library Conference Room, 4101 Social Sciences and Humanities

Abstract

Economic shocks have disproportionate impacts on women and girls. Shocks increase mortality and malnutrition for girls but not for boys (Hoddinott and Kinsey 2000; Anttila-Hughes and Hsiang 2013), and reduce school graduation and increase poverty later in life for women and girls (Maccini and Yang 2009). This paper builds on the separate spheres model developed by Lundberg and Pollak (1993) to study how investment decisions, risk, and insurance affect household decisions. The theory I develop suggests that insurance has the potential to increase the bargaining power of women in the event of droughts, but only if it is linked to assets or expenditures within women’s traditional sphere within the household. I conduct a lab-in-the-field experiment in Sambury County, Kenya using a tablet-based insurance game and find that women buy significantly more insurance when it is linked to household expenditures.


Subscribe to Upcoming Seminars

Click here to receive weekly notice of all upcoming seminars via email.

Individual seminar and workshop announcements are circulated via separate mailing lists. To subscribe, send an email to the relevant list:

Contact Us

2116 Social Sciences and Humanities
University of California, Davis
One Shields Avenue
Davis, CA 95616

Main Office: 530-752-1515
Student Advising Services: 530-754-9536
DeLoach Conference Room: 530-752-2916
Main Conference Room: 530-754-1850